As we consider the macroeconomic forces impacting global markets and the constantly changing risk and return scenarios, we need to equip our clients with strong risk-mitigation strategies that can withstand the test of time.
Our commitment to strengthening Canada Life’s well-positioned solutions to perform in an ever-changing market is at the core of our Risk-Managed Portfolios™, a single-fund solution available as both mutual and segregated funds, to help clients balance market risks while also offering potential growth for their investments.
Description: A young woman, Hana, sits on a couch. She casually browses on her mobile phone.
Narrator: You’ve been saving for your future.
Description: She smiles as the camera slowly zooms in. Circles with icons representing retirement, education, and real estate appear above her head.
Narrator: It’s important for your investments to continue to provide long-term, stable growth to help you achieve your goals.
Description: She glances toward each one, smiling.
Narrator: But you’re uncomfortable taking on risk with all the market uncertainty.
Description: The circles pop suddenly as Hana reacts with a surprised flinch. She hunches over her phone, her face looking more concerned.
Narrator: And watching the markets takes a lot of time and energy.
Description: The room goes dark as time passes quickly. Daylight returns as Hana remains on the couch, still looking concerned at her phone.
Narrator: On top of that, you’re unsure which investments to choose.
Description: Hana, overwhelmed, pushes her hand through her hair and rests her head on her palm.
Narrator: That’s why Canada Life offers three Risk-Managed Portfolios.
Description: Camera pans as the text “Canada Life Risk-managed portfolios” appears.
Narrator: They’re all-in-one investment solutions that help you navigate uncertainty.
Description: Three portfolios appear in folders on a desk. Each portfolio has a pie graph to show its asset mix. They are labeled “Conservative income,” “Balanced” and “Growth.”
Narrator: Your advisor can help you find one that matches your unique comfort with risk, life stage and need for growth and income.
Description: Cut to an advisor sitting at her desk with the three portfolios in front of her. As she lifts the center portfolio, the screen splits and a bulleted list appears on the left. The bullets read “Comfort with risk,’’ “Life stage” and “Need for growth and income.”
Narrator: An award-winning team of knowledgeable, experienced professionals take care of day-to-day investment diversification
Description: The camera pans up as investment graphics fill the frame. Two investment managers’ hands move in and three investments are chosen to build an asset mix.
Narrator: and monitor and adjust the portfolio as the markets change.
Description: The managers’ hands adjust the risk level of each asset. As they adjust, pie graphs behind each graphic grow and shrink in response.
Narrator: At the same time, sophisticated, modern strategies help achieve growth and reduce risk,
Description: The assets combine to create a portfolio represented by a pie graph.
Narrator: keeping you in the markets, even when they’re volatile.
Description: The portfolio moves to the right. A bar graph animates onto the left of the screen and shows a steady, smooth growth over time.
Narrator: This means a smoother investment experience that will help you reach your goals.
Description: A line graph showing market volatility draws onscreen. A band appears along the graph to disregard extreme highs and lows. A label on the right appears: “Returns stay within this band.”
Narrator: With Canada Life Risk-Managed Portfolios,
Description: The camera zooms out as the cover of a portfolio folder closes. The advisor picks up the portfolio folder, leans over her desk and drops it.
Narrator: investing doesn’t have to be complicated or unpredictable.
Description: The camera follows the folder as it falls from the advisor to Hana as she catches it. She looks at it and smiles.
Narrator: To learn more, contact your advisor.
Description: Text “To learn more, contact your advisor” appears with Canada Life logo and legal line: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-888-252-1847
- All of Canada Life Risk-Managed Portfolios have received a 4 or 5 Star overall Morningstar 3 year rating.*
- All of Canada Life Risk-Managed Portfolios are ranked in the 1st and 2nd quartile over a three-year period.*
Do you have risk-averse clients who often hesitate when making investment decisions? As they play the waiting game, they lose out on a wealth of opportunity. Risk-Managed Portfolios helps your clients balance market risks while also allowing their portfolio to grow.
Canada Life Segregated Funds
| Morningstar Category | Quartile ranking 1-year | 1-year return | Number of funds year 1 | Stars for 3 Year Period | Quartile ranking 3-year | 3-year return | 3 Year Total # of funds |
Since Inception Return
|
|
|---|---|---|---|---|---|---|---|---|---|
| CAN Risk-Managed Conservative Income Portfolio | Global Fixed Income Balanced | 1 | 9.9 | 373 | 5-stars | 1 | 2.5 | 338 | 3.1 |
| CAN Risk-Managed Balanced Portfolio | Global Neutral Balanced | 2 | 13.4 | 905 | 5-stars | 1 | 4.2 | 802 | 5.5 |
| CAN Risk-Managed Growth Portfolio | Global Equity Balanced | 1 | 19.1 | 996 | 5-stars | 1 | 6.4 | 911 | 7.9 |
As of December 31, 2024
Inception date of funds: November 4, 2020.
Segregated fund performance based on 75/75 Partner series
Canada Life Mutual Funds
| Morningstar Category | Quartile ranking 1-year | 1-year return | Number of funds year 1 | Stars for 3 Year Period | Quartile ranking 3-year | 3-year return | 3 Year Total # of funds |
Since Inception Return
|
|
|---|---|---|---|---|---|---|---|---|---|
| Canada Life Risk-Managed Conservative Income Portfolio | Global Fixed Income Balanced | 1 | 10.7 | 886 | 4-stars | 1 | 3.0 | 803 | 3.5 |
| Canada Life Risk-Managed Balanced Portfolio | Global Neutral Balanced | 2 | 14.2 | 1598 | 4-stars | 2 | 4.7 | 1430 | 5.8 |
| Canada Life Risk-Managed Growth Portfolio | Global Equity Balanced | 1 | 20.2 | 1184 | 4-stars | 1 | 7.0 | 1077 | 8.4 |
As of December 31, 2024
Inception date of funds: November 4, 2020.
Mutual fund performance based on F-series
Let’s connect
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Morningstar Research Inc. is an independent research firm.
Morningstar Star Ratings and quartile rankings reflect performance of Series F and Series 75/75(P) as of Dec 31st, 2024, and are subject to change monthly.
*The Morningstar Star Ratings are an objective, quantitative measure of a fund’s historical risk-adjusted performance relative to other funds in its category. Only funds with at least a three-year track record are considered. The overall star rating for a fund is a weighted combination calculated from a fund’s 3, 5, and 10-year returns, as available, measured against the 91-day treasury bill and peer group returns. A fund can only be rated if there are a sufficient number of funds in its peer group to allow comparison for at least three years. If a fund scores in the top 10% of its fund category, it gets 5 stars; if it falls in the next 22.5%, it receives 4 stars; a place in the middle 35% earns a fund 3 stars; those in the next 22.5% receive 2 stars; and the lowest 10% receive 1 star.
Morningstar Quartile Rankings are based on the fund’s Morningstar category, and reflect the performance of the fund for the 1-, 3-, 5- and 10-year (or since inception) periods. The quartiles divide the data into four equal regions. Expressed in terms of rank (1, 2, 3 or 4), the quartile rankings compare how a fund has performed relative to other funds in a particular category and are subject to change monthly.
For more details on the calculation of Morningstar Star Ratings and Quartile Rankings, see www.morningstar.ca.
©2024 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
Canada Life segregated funds are available through a segregated funds policy issued by The Canada Life Assurance Company. A description of the key features of the segregated fund policy is contained in the information folder. Any amount that is allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value.
Canada Life Mutual Funds are managed by Canada Life Investment Management Ltd. offered exclusively through Quadrus Investment Services Ltd., IPC Investment Corporation and IPC Securities Corporation. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rate[s] of return is [are] the historical annual compounded total return[s] including changes in [share or unit] value and reinvestment of all [dividends or distributions] and does [do] not take into account sales, redemption, distribution, or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.
Canada Life and design are trademarks of The Canada Life Assurance Company.